Lucy Parker wins the lottery on the worst day of her life. But can all the money in the world make up for a cheating boyfriend, a derailed career, and ending up in the middle of a media circus? Everyone wants a piece of Lucy…and all she wants is to escape from it all.

After life as she knows it falls apart, Lucy heads off to Palm Beach to hide out at the home of an old college friend. There, living in a tropical paradise of millionaires, Lucy acquires a new hair color, a new social set, and enough anonymity to put her notoriety behind her. Soon she's courted by two men who don’t know her history. But just as Lucy begins to envision a new life for herself, the past catches up with her. Lucy would give up every penny to have her old life back—but just as she’s ready to cash it all in, fate has one last surprise in store for her…one that will show her exactly what she’s worth.